F&G fixed index annuities with income riders: Up to 17% premium bonus, guaranteed growth rates up to 7.2%, and lifetime income you can never outlive. From an A-rated carrier with $43.6B in assets.
Two premier fixed index annuities with income riders designed to create guaranteed retirement income that lasts for life
Maximum upfront value with industry-leading premium bonus plus mandatory lifetime income rider. The perfect combination of immediate value and guaranteed future income.
Guaranteed 7.2% compound annual growth on your income base. Your future income value is guaranteed to double in 10 years with no market risk.
For conservative savers seeking a CD alternative with guaranteed fixed rates. 3, 5, or 7-year terms with competitive rates, tax-deferred growth, and $20,000 minimum. Note: MYGAs do not include lifetime income riders - they're designed for accumulation only, not lifetime income planning.
Ask About Current MYGA RatesImportant: Premium bonuses vary by issue state and age, subject to vesting schedule. Income growth rates apply to income base values, not account values. Impairment multiplier requires 10-year holding period and inability to perform 2 of 6 ADLs. Index crediting subject to caps, spreads, and participation rates. Products not available in all states. Contact us for current rates and features specific to your situation.
Award-winning financial strength and customer satisfaction
Ranked highest in J.D. Power 2023 U.S. Individual Annuity Study with 843 score vs 800 industry average. First place in all five study factors.
A (Excellent) from AM Best, A- from S&P and Fitch, A3 from Moody's. All ratings recently upgraded, demonstrating growing financial stability.
Record $11 billion in 2023 sales. Nearly 700,000 policyholders trust F&G with their retirement security.
66 years protecting Americans' retirement. Subsidiary of Fidelity National Financial (NYSE: FG).
100% protection from market losses. When markets drop, you don't lose a penny—guaranteed by contract.
Additional protection up to $250,000 in most states through state guaranty associations—similar to FDIC protection.
F&G income annuities provide the security of guaranteed lifetime income
Like Social Security or a pension, income payments continue for your entire lifetime—even if you live to 100+.
Your money grows without annual taxes, compounding faster than taxable accounts like CDs or savings.
Participation in market indexes like S&P 500 with downside protection—capture gains without the risk of loss.
Access up to 10% of your account value annually after year one without penalties for unexpected needs.
100% access to your funds after 60 days in a licensed facility—protection when you need it most.
Remaining value passes to beneficiaries outside of probate—your legacy is protected for loved ones.
From consultation to lifetime income in four simple steps
15-30 minute call to discuss your goals and determine the best F&G solution. No obligation.
Custom illustration showing your guaranteed income, bonuses, and growth based on your age and investment.
Streamlined process with F&G's fast 10-14 day processing. We handle all paperwork and transfers.
Review your contract risk-free. Full refund available if you change your mind—no questions asked.
"Steven made the entire process simple and transparent. Within two weeks, I had my F&G contract with a 15% bonus and guaranteed income for life. The peace of mind is invaluable."
Get answers from an independent specialist with 15+ years experience
Choose Performance Pro if you:
Choose Safe Income Advantage if you:
Many clients split funds between both products for optimal diversification. I'll help you determine the best allocation based on your specific situation.
FIAs with income riders (Performance Pro & Safe Income) provide:
MYGAs only provide:
Bottom line: MYGAs work for short-term accumulation. FIAs with income riders create pension-like lifetime income you can't outlive.
Your money is protected by multiple layers of security:
F&G's financial strength ratings are among the best in the industry, and all ratings agencies have recently upgraded their assessments—a strong vote of confidence.
Yes! F&G annuities are commonly funded through IRA rollovers and 401(k) transfers:
Most clients fund their F&G annuities this way. The process typically takes 10-14 days, and I handle all paperwork to ensure a smooth, tax-free transfer.
F&G annuities provide several liquidity options for unexpected needs:
These provisions ensure you have access during emergencies while maintaining the benefits of your annuity for long-term income planning.
The Performance Pro premium bonus immediately increases your account value:
The bonus provides immediate value while the vesting schedule encourages long-term holding for maximum benefit. I'll show you exact bonus rates for your state and age.
Your F&G annuity provides multiple death benefit protections:
Unlike some misconceptions, the insurance company does NOT keep your money when you die. Your beneficiaries receive the full remaining value.
F&G earned the highest score (843 vs 800 industry average) in the J.D. Power 2023 U.S. Individual Annuity Study by ranking first in all five study factors:
This ranking reflects F&G's commitment to putting customers first. In my 15+ years as an independent agent, F&G consistently delivers the best overall experience for both advisors and clients.
See exactly how much guaranteed lifetime income you could receive
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